Which of Our Homeowner's
Policies is Right For You
The personal attention you
receive from your Kentucky Farm Bureau agent helps you select the protection that meets
your needs. In addition to the basic coverage provided by each policy, you and your
Kentucky Farm Bureau agent can tailor your policy to provide additional coverage for
jewelry, coins, furs and much more.
Kentucky Farm Bureau Insurance
offers insurance policies for apartment renters and condominium unit owners.
Wherever you live in Kentucky,
Farm Bureau Insurance has a policy to fit your needs, with an agent nearby who provides
friendly and knowledgeable service.
Basic Policy Coverages
If you are an apartment renter,
your insurance policy protects your personal property. If you are a condominium owner,
your policy offers personal property coverage, as well as limited coverage for your condo
unit. If you have a covered loss, we also provide coverage for certain increased living
expenses. Kentucky Farm Bureau Insurance protects your property against physical damage
caused by:
- Fire
- Windstorm/Hail
- Riot or Civil Commotion
- Aircraft
- Smoke Damage
- Theft
- Lightning
- Explosion
- Vehicle Damage
- Vandalism
- Limited Glass Breakage
In addition, Kentucky Farm Bureau Insurance
liability coverage protects you from claims brought by others for:
- Bodily Injury
- Property Damage
- Medical Payments
- First Aid Expense
These valuable features, and
other additional Limited Coverages such as Fire Department Service Charge, Debris Removal,
Credit Card Forgery, and Damage to Trees, Shrubs, and Other Plants, make Farm Bureau's
Basic Renters Policy a necessary part of owning property.
Optional
Coverages
Kentucky Farm Bureau Insurance offers the
following optional coverages:
- Personal Property Replacement Cost
- Earthquake Coverage
Additional Coverages Available
Protection for personal possessions may be
purchased for items such as:
- Jewelry
- Furs
- Guns
- Money/Coins/Gold
- Silverware/Goldware/Pewterware
- Computers
- Fine Arts
Contact Your Agent
Contact your Kentucky Farm Bureau Insurance
Agent for more details about policy coverages and availability. No matter where you
are in Kentucky, there's an agent near you.
Kentucky Farm Bureau Insurance Discounts
Kentucky Farm Bureau Insurance
offers a variety of discounts to qualified policyholders, including:
- Multi-Policy Discount (in which
both home and vehicle(s) are insured)
- Protection Device Discount (for
deadbolt locks, smoke alarms, fire extinguishers, security alarm systems, etc.)
Life Insurance
Kentucky Farm Bureau, through its
affiliate, Southern Farm Bureau Life Insurance Company, offers a variety of financial
security products, including life insurance that can cover your mortgage.
Fast Claims Service
Kentucky Farm Bureau Insurance
policies are backed by fast claims service. We have adjusters throughout
Kentucky so that when you call for help, you can expect your claim to be handled quickly
and efficiently.
Representations
contained in this web page are for illustration purposes only. Coverage availability is
subject to eligibility and other qualifications. Please consult your policy for actual
contract coverage and exclusions. AD-31 (1-98)
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